Let’s improve your credit score
You will get
> FREE credit consultation
> FREE in-depth credit analysis
> FREE credit recommendations
Let’s improve your credit score
You will get
> FREE credit consultation
> FREE in-depth credit analysis
> FREE credit recommendations
Texas Most Trusted Credit Repair Specialists
Rapido Credit Repair is one of the top credit repair companies based in Mission, Texas with years of experience offering personalized credit repair services. As credit repair specialists, we work on all of your negative accounts to try and get the maximum number of removals. If an item is not able to be removed in the first round, we continue to work on it to maximize our chances of success. Our goal is to provide industry-leading credit repair and phenomenal customer service at an affordable price to help consumers with credit issues. We provide Credit Counseling and Credit Repair Services throughout Texas including Mission, McAllen, Edinburg, Brownsville, San Antonio, Houston, Austin, Dallas, and Laredo, TX. The credit repair services provided by Rapido Credit Repair are solely ethical, and legal and focused on removing inaccurate negative items from your credit report rapidly. We are dedicated to fixing your credit score promptly so you can get into that new car or qualify for that home loan you were initially denied!
Having great credit is more important than ever. But why work with us?
Rapido Credit Repair is Texas trusted and reputed credit repair specialist that can legally and ethically remove negative items from your credit report, and consequently improve your credit score.
We offer a 100% Money Back Guarantee
We are a company with integrity
We are very experienced with consumer, business and mortgage credit
We will be intimately involved with your credit repair experience
We will be there for you every step of the way
Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies
Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done
Our Credit Counseling and Credit Repair Services Include
1
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
2
An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process
3
Custom Dispute Letters Submitted On Your Behalf
4
Access to Your Case Status and Updated Information – 24 Hours A Day / 7 Days A Week
We have an excellent track record in helping client’s to improve their credit scores:
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
Average Client’s Credit Score Increase in 6 months:
- 60 points
Average Score Increase in 35 days:
- 10 points or more 93%
- 20 points or more 71%
- 50 points or more 25%
- 100 points or more 15%
Average Score Increase in 90 days:
- 10 points or more 97%
- 20 points or more 82%
- 50 points or more 40%
- 100 points or more 25%
Our 100% Guarantee, Cancellation and Return Policy:
You are entitled to a 100% refund on all payments and fees, if:
- We do not remove more than 25% of all the negatives worked on.
- You have had us for six months from the time you retain our services.
- You have not missed a payment and have paid the agreement in full.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit repair agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send reply letters from the three credit bureaus to us within 5 days of receipt.
- You agree to keep your credit monitoring account active for the duration of our services.
- You have not applied for new credit six months from the time you retain our services.
- You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.
- Cancellation of services voids this guarantee.
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
Professional Credit Counseling and Credit Repair Company in Texas
Rapido Credit Repair is a leading credit repair company based in Mission, TX offering quality credit counseling and credit repair services in McAllen, Edinburg, Brownsville, San Antonio, Houston, Austin, Dallas, Laredo, and throughout Texas.
Frequently Asked Questions
Is Credit Repair legal?
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
What can I expect when I enroll in Credit Education?
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
How long will it take to raise my score?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.
Will the removed items come back?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
What is your 100% Guarantee?
You are entitled to a 100% refund on all monthly payments if:
– We do not remove more than 25% of all the negatives worked on.
– You have had us for six months from the time you retain our services.
– You have not missed a payment and have paid the agreement in full.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit repair agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send reply letters from the three credit bureaus to us within 5 days of receipt.
– You agree to keep your credit monitoring account active for the duration of our services.
– You have not applied for new credit six months from the time you retain our services.
– You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.
– You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
Cancellation of services voids this guarantee.
Why are your results different?
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
What items can you help me to remove and improve?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
Is Credit Repair and Education worth my time and money?
Contrary to what credit bureaus want you to believe, credit repair does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.